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It's
a competitive world out there and you need every advantage
to secure the quality clients you seek.
By including Direct Dental Plans as an alternative to traditional
"off the shelf" dental insurance plans, you gain
the competitive advantage that may mean the difference between
writing the business or "waiting for next year".
Use
Direct Dental as your door opener to new clients.
Show them a product they haven't seen before that promotes
healthy employees, minimizes administrative expenses and
maximizes employer contributions towards the health of their
employees. Our clients are so satisfied with the Direct
Dental Plan that they stay with us for years, which makes
renewal time a joy for you rather than a time to shop around
each year to hold down premiums.
When
you install a self-funded plan, you don't need to face the
dilemma of having the client pay the escalating cost of
indemnity plans versus the gaps in coverage and network
restrictions of PPO and capitated plans.
Truly, no one wins with these approaches. Either the employer
pays the high premium for good coverage or the employees
has a limited provider list and pays more out-of-pocket
expenses for services that are not covered.
Our
Plan cost estimates are calculated by a nationwide actuarial
firm with over 15 years' experience in the self-funded marketplace.
We also offer the stability and security of stoploss insurance
for companies over 35 employees. This aggregate claims policy
allows your client to know the maximum exposure they face
before the plan begins. Through appropriate plan design,
we are able to limit exposure and build a plan to fit any
budget or benefit level.
Direct Dental wants to work with insurance professionals
to provide cost effective dental benefits.
Brokers will enjoy the unique arrangement we have for compensation.
We realize different brokers have their own level of customer
service which they provide their clients. We want to reward
you with a service fee that compensates you fairly for your
work. Please contact us below to establish your fee schedule.
You
may ask, "What happens to the savings from a Direct
Dental Plan?"
The answer is: The employer keeps it and you get all
the praise!
We often see businesses develop a surplus in the dental
benefit account. We leave it up to you to determine where
those savings would be best applied. Perhaps you may want
to expand other benefits such as long term disability, the
401K plan, the vision plan, etc. You are in control, we're
here to assist you in managing your client's benefits intelligently.
With
Direct Dental, brokers now have the resource to install
self-funded dental benefit plans with confidence.
Our experience in self-funded dental plans makes it easy
for brokers to place business with us. Direct Dental provides
expert plan design to minimize risk, full service administration,
up-to-date ERISA compliance, professional claims review
by licensed dentists and stoploss coverage at affordable
rates. We keep our fingers on the pulse of the dental plan
to carefully monitor it's performance.
We
are the direct line between your clients and superior dental
benefits!
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