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It
is not too good to be true. You can have a dental benefit
plan that allows your employees to:
- see
any dentist they wish
- receive
the individualized care they require and
- save
the company up to 40% over traditional insurance plans.
In
business today, the employers with the best benefits attract
and retain the most qualified employees.
Companies must face the challenges of numerous geographic
locations, a more diverse workforce, and a limited benefits
budget. Allowing your employees to choose their own provider
just makes good business sense by keeping employees satisfied.
Now you can improve your dental benefit plan by putting
more of your plan funds directly into the dental care your
employees receive. Better benefit levels without network
restrictions. Here is why you should consider Direct Dental
for your dental benefits:
Dental
benefit plans have historically been misrepresented as an
adjunct to Medical Plans.
Upon closer examination it is clear that dental services
differ dramatically from medical in two very important ways:
Medical events like heart attacks or auto accidents are
unpredictable and catastrophic while dental care is neither.
This translates into the predictable and low cost expenses
for dental services. You need look no further than the monthly
premiums for medical and dental to see the drastic difference
in costs for each.
With
low annual maximums and high patient co-payments, traditional
dental plans are merely a funding mechanism for the employer
rather than a true "insurable risk".
By eliminating the insurance company overhead that consumes
as much as 40% of your premium dollars and delivering low
risk dental benefits directly to employees, you increase
the benefit dollars spent on your most valuable asset: your
employees.
In
this world of Benefits Bombardment, you need to maximize
every component of your benefits package.
Dental benefits compose a small but very visible part of
all benefits. You may rise above your competitors with high
quality benefits that attract the best employees to your
company. By improving this low cost benefit you add value
to the entire package without incurring larger expenses.
In fact, any retained funds from lower utilization stay
with the employer instead of the insurance carrier as in
traditional plans. These savings may be used for other benefits
or kept by the employer. Believe it or not, this employee
benefit plan returns excess premiums to you!
Click
here for a listing of our services
and administrative fees or return
to the employer information page.
Direct
Dental truly is the most direct line between you and superior
dental benefits!
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