Direct Dental Plans Dental Benefits Plan
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A recent survey of our clients unanimously rated their Direct Dental Plan superior to their previous plans in employee satisfaction, responsiveness to clients and plan designs.

 
     

Sample Plans

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Our "true benefits" are based upon the actual dollars spent at the dentist resulting in improved coverage.
We design plans that are a perfect fit to your employee population and provide unsurpassed benefits. In a typical plan, the employer agrees to pay a portion of eligible dental expenses that may look like this:

  • 100% of the first $200 spent at the dentist each year, then
  • 80% of the next $250, and then
  • 50% up to the annual maximum of $1000 per individual

Simple Plan Designs.
Comprehensive Dental Benefits with actual savings of up to 60% compared to traditional benefits for these clients:

AFP 42 $27,435 $20,995 $6,440 23%
CAI 153 $112,000 $45,369 $66,631 60%
PRBO 21 $16,274 $11,561 $4,713 29%

Patients see the dentist of their choice and receive the treatment as diagnosed by their doctor. The claim is sent to Direct Dental for professional review and benefit determination. The claim check is drafted and sent to the employer for signature and disbursement to employee or dentist. Benefits are paid from the employer's account only after treatment has been completed and only for those employees who receive dental care. Our clients receive responsive phone support and monthly reporting of utilization and employee eligibility.

As you'd expect, the more restrictive the plan is, the lower the costs will be to the employer.
Each of our clients has the option to add these cost controlling features to the basic design to decrease plan expenses:

Deductible: 0, $25 or $50 annually
Annual Maximums: $500 to $2000 per person or family
Waiting Periods: none to 12 months for specific services
Orthodontic coverage available, even for adults
Prepayment by patients or assignment to providers
Usual and customary reviews available

Direct Dental provides the most direct line between your employees and superior dental benefits!

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The Information contained on this web site is for informational purposes only. Direct Dental makes no representation or warranty of any kind, express or implied, including but not limited to warranties as to the legality, the legal effect, or suitability of the Information, for your purposes. Direct Dental does not and cannot practice the law.

 

 

 

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